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Insurance and Risk Management mcq with answer practice set

Insurance and Risk Management mcq with answer practice set

Study Insurance and Risk Management mcq with answer practice set for your academic course and prepare for your exam and online assignments. You can give online FREE Quiz and test your knowledge on OMCQ portal.

#OMCQ #MCQ #OnlineMCQ #OnlineQuiz – Yes! After Practice of MCQ, you can give Online Quiz Test of Insurance and Risk Management Multiple Choice Question Practice Exam Online Set and check your knowledge about your study.

Exam Question

If market interest rates fall to 5%, the market price of the CD in question 5, when it has 40 days to maturity will be

  • 1) $101,195
  • 2) $100,760
  • 3) $101,750
  • 4) $100,806
  • 5) $100,246

View Answer

Answer 1) $101,195

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

The largest item in the asset portfolio of German households in 2006 was

  • 1) Bonds
  • 2) Insurance policies
  • 3) Unit trust certificates
  • 4) Company shares
  • 5) Bank deposits and currency

View Answer

Answer 2) Insurance policies

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

Why were the charters of the First Bank of the United States and the Second Bank of the United States not renewed?

  • 1) Because they operated inflationary monetary policies
  • 2) Because their profit rates were too low
  • 3) Because they conflicted with American democratic ideals
  • 4) Because they gave too much power to the Federal Reserve System
  • 5) Because they collapsed in bank panics

View Answer

Answer 3) Because they conflicted with American democratic ideals

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

According to the rational expectations hypothesis

  • 1) People do not make mistakes in forecasting inflation
  • 2) People make only small mistakes in forecasting inflation
  • 3) People do not make random mistakes in forecasting inflation
  • 4) People do not make avoidable mistakes in forecasting inflation
  • 5) Some people do not make mistakes in forecasting inflation

View Answer

Answer 4) People do not make avoidable mistakes in forecasting inflation

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

Organisations are mainly concerned with managing

  • 1) Pure Risk
  • 2) Speculative Risk
  • 3) Personal Risk
  • 4) None of the above

View Answer

Answer 1) Pure Risk

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

The measures aimed at avoiding,eliminating or reducing the chances of loss production is covered by…

  • 1) Risk Control
  • 2) Risk Retention
  • 3) Risk Avoidance
  • 4) Risk Financing

View Answer

Answer 1) Risk Control

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

The major institutional holders of equity in Sweden are

  • 1) Mutual funds
  • 2) National Pension Fund
  • 3) Banks
  • 4) Insurance companies
  • 5) Mortgage credit institutes

View Answer

Answer 4) Insurance companies

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

That which are not independent parts of the whole risk management process are…

  • 1) Risk Control and Risk Financing
  • 2) Risk Retention and Risk Analysis
  • 3) Risk Retention and Risk Financing
  • 4) Risk Analysis and Risk Control

View Answer

Answer 1) Risk Control and Risk Financing

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

Other things being equal, a rise in the price of a company’s shares

  • 1) Reduces the cost of equity capital
  • 2) Increases its costs of capital
  • 3) Means that fewer shares will be demanded
  • 4) Reduces the price of its bonds
  • 5) Makes it a takeover target

View Answer

Answer 1) Reduces the cost of equity capital

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

Corporate bonds have higher yields than government bonds because

  • 1) Corporate bonds have higher risk
  • 2) There is a smaller market
  • 3) Government bonds are inflation-proof
  • 4) Firms can afford higher interest payments
  • 5) They have longer maturities

View Answer

Answer 1) Corporate bonds have higher risk

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

The risk that arises because of magnitude of cash flow due to change in output and input prices is known as…

  • 1) Credit risk
  • 2) Particular risk
  • 3) Business risk
  • 4) Price risk

View Answer

Answer 4) Price risk

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

Taylor Tobacco Company is concerned that the company may be held liable in a court of law and forced to pay a large damage award. The characteristics of the judicial system that increase the frequency and severity of losses is known as…

  • 1) moral hazard
  • 2) particular risk
  • 3) speculative risk
  • 4) legal hazard

View Answer

Answer 4) legal hazard

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

The methods of risk management are…

  • 1) Loss Control
  • 2) Loss Financing
  • 3) Internal Risk Reduction
  • 4) All of the above

View Answer

Answer 4) All of the above

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

The federal insurance of deposits is

  • 1) Compulsory for thrifts
  • 2) Compulsory for all banks
  • 3) Compulsory for nationally-chartered banks
  • 4) Voluntary for all banks
  • 5) Compulsory for state-chartered banks

View Answer

Answer 3) Compulsory for nationally-chartered banks

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

The concept of insurance is…

  • 1) to share the losses by many
  • 2) to make money out of death
  • 3) to earn interest
  • 4) to earn a status

View Answer

Answer 1) to share the losses by many

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

Interest is usually paid on money market instruments

  • 1) Monthly
  • 2) Twice a year
  • 3) Annually
  • 4) At maturity
  • 5) On request

View Answer

Answer 4) At maturity

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

Assignment of life policy means…

  • 1) Transferring rights to the assignee
  • 2) Policy holder is entitled to the paid up value
  • 3) Paid up value is always higher than surrender value
  • 4) Value payable on assured death or maturity

View Answer

Answer 1) Transferring rights to the assignee

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

A bank’s riskasset ratio compares its capital with its

  • 1) Risk-adjusted assets
  • 2) Reserves
  • 3) Investments
  • 4) Loans
  • 5) Risk-adjusted liabilities

View Answer

Answer 1) Risk-adjusted assets

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

A bond issued in July 1997 will mature in July 2013 for £100. In July 2003, its original maturity and residual maturity would be (respectively)

  • 1) 16 and 10
  • 2) 10 and 6
  • 3) 6 and 10
  • 4) 16 and 6
  • 5) 6 and 16

View Answer

Answer 1) 16 and 10

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt

Exam Question

Malhotra Commitee was appointed in

  • 1) 1993
  • 2) 1994
  • 3) 1999
  • 4) 2000

View Answer

Answer 1) 1993

Practice set and Exam Quiz

Yes! You can do Online MCQ practice of Insurance and Risk Management question set and give online exam quiz test for Insurance and Risk Management, so you can check your knowledge. You can get MCQ Study and Exam link from home page.

Discuss if any doubt
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Important note for exam preparation: Must try Online MCQ Quiz Test after practice these Forex Banking MCQ, so you can check your knowledge and improve efficiency. You can get link from above mention for these subjects.